Publish In |
International Journal of Management and Applied Science (IJMAS)-IJMAS |
Journal Home Volume Issue |
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Issue |
Volume-1,Issue-9, Special Issue-2, Oct ( Oct, 2015 ) | |||||||||
Paper Title |
An Analysis Of Mobile Banking Customers For A Bank Strategy And Policy Planning | |||||||||
Author Name |
Behrooz Noori | |||||||||
Affilition |
Department of Industrial Engineering West Tehran Branch, Islamic Azad University Tehran, Iran | |||||||||
Pages |
247-253 | |||||||||
Abstract |
Online banking is increasingly common. Financial institutions deliver online services via various electronic channels, subsequently diminishing the importance of conventional branch networks. This study proposed an integrated data mining and customer behavior scoring model to manage existing mobile banking users in an Iranian bank. This segmentation model was developed to identify groups of customers based on transaction history, recency, frequency, monetary background. It classified mobile banking users into six groups. This study demonstrated that identifying customers by a behavioral scoring facilitates marketing strategy assignment. Then the bank can develop its marketing actions.Thus, the bank can attract more customers, maintain its customers, and keep high customers' satisfaction. Keywords- Data mining;mobile data, mobile banking; customer segmentation | |||||||||
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