DOIONLINE 
DOIONLINE Publish In |
International Journal of Management and Applied Science (IJMAS)-IJMAS |
 Journal Home Volume Issue |
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Issue |
Volume-4,Issue-6 ( Jun, 2018 ) | |||||||||
Paper Title |
The Considerations about the Borrower`s Creditability | |||||||||
Author Name |
Tristan Jintcharadze | |||||||||
Affilition |
PHD, Professor Free University | |||||||||
Pages |
18-20 | |||||||||
Abstract |
The article “The considerations about the borrower`s creditability” critically analyzes the acting rule of assessing the creditability of borrower legal entities, there are shown their negative sides: the multitude of units, controversial results, the non-existence of complete information and many others. Accordingly, exactly this reason is named as one of the cause of accrual of 3.5 Billion non-repayable loan towards the Georgian banks. The author names the second reason – the low level of qualification and intuition of credit experts / officers employed for creditability assessment purposes, the absence of precise look of the future in them, etc.An author issues the conceptual proposals towards both sides. Keywords - Creditability, Borrower legal entity, Coefficients, Assessment | |||||||||
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